What are the benefits of a good credit score?

Lower interest rates – a more reliable borrower will be more attractive to lenders and as they are less risk, they are more likely to entice you with a lower-cost loan. Vanparison display rates based on a credit score of good to excellent.

Higher credit limits – as your credit score improves, so too do your borrowing limits.

More choice – more providers will be vying for your business and therefore you will be applicable for a wider range of offers and providers.